Privacy Policy

Last updated: April 27, 2026

Megaleads.ai LLC, a Wyoming limited liability company doing business as “Wise Choice Rate” (“we,” “us,” or “our”), respects your privacy and is committed to protecting it through this Privacy Policy. This policy describes the types of information we may collect from you when you visit wisechoicerate.com or megaleads.ai, how we use that information, and your choices regarding it.

1. Information we collect

We collect information you provide directly when you fill out a quote form, including:

Name, email address, phone number, postal address, ZIP code
Date of birth, gender, marital status
Vehicle, home, or business information relevant to an insurance quote
Driving history, prior coverage, and other underwriting-relevant data

We also automatically collect technical information when you visit our sites: IP address, browser type, operating system, device identifiers, page interactions, referrer URL, and cookies/local storage.

2. How we use your information

To match you with insurance providers and partners (such as Point Insurance Agency)
To respond to your quote request
To contact you by phone, text message, or email about insurance products
To prevent fraud and enforce our Terms of Service
To improve our services and user experience
To comply with legal obligations

3. How we share your information

We share your information with insurance providers and partners (including Point Insurance Agency) for the purpose of providing you with insurance quotes and offers. When you submit a form, you authorize this sharing as described in our consent disclosure shown above the submit button.

We may also share information with service providers (CRM, analytics, hosting), as required by law, or in connection with a business transfer.

We do not sell your personal information for general marketing purposes.

4. Cookies and tracking technologies

We use cookies, web beacons, and similar technologies to enhance your experience, analyze traffic, and support advertising attribution (Google Ads, Meta). You can manage cookie preferences through our cookie banner or your browser settings.

5. Your choices and rights

Opt out of marketing: Reply STOP to any text message, click unsubscribe in any email, or contact us at [email protected].
Access or delete your information: Email [email protected].
California residents: You have rights under the CCPA/CPRA, including the right to know, delete, correct, and opt out of sharing.

6. Data retention

We retain your information for as long as needed to provide our services and comply with legal obligations. Lead records are retained for up to 7 years for compliance and audit purposes, then deleted or anonymized.

7. Security

We implement reasonable technical and organizational measures to protect your data, including TLS encryption in transit, access controls, audit logging, and regular security testing. No method of transmission or storage is 100% secure.

8. Children

Our services are not directed to individuals under 18. We do not knowingly collect information from minors.

9. Changes to this policy

We may update this policy from time to time. The “Last updated” date at the top reflects the most recent revision. Material changes will be communicated via the site.

10. Contact

Megaleads.ai LLC
Email: [email protected]